100 Million Americans in Medical Debt

The Kaiser Family Foundation has researched the growth in medical debt. To calculate the true extent and burden of this debt, the Kaiser Health Network-NPR investigation draws on a nationwide poll…

Top Ten Conditions by Cost

Sun Life is a stop loss insurance provider backing high claims for self insured plans. In the 2023 edition of its report of high cost claims The top ten in…

Adding up the potential tax savings of popular consumer-directed benefits.  

In this environment, benefits leaders are under pressure to get creative and help employees spend smarter and save more.   The most common consumer-directed benefits already deliver amazing tax savings, potentially…

Deadline Coming for PCORI Contributions by Self Insured Plans and HRAs

What is a PCORI Fee? Also known as the Comparative Effectiveness Research Fee (CERF), the Patient-Centered Outcomes Research Institute Fee (PCORI) is one of many different fees that go towards…

2024 HSA Limits Announced

Thanks to ongoing inflation, employees will be able to put more money into their health savings accounts next year. HSA contribution limits for 2024 will see one of the biggest…

An Arrow in the Quiver: The MERP Plan

There are many employer benefit funding options that maintain pre-tax status with the IRS. One common plan is referred to as an HRA, or Health Reimbursement Arrangement. Some employers allow their…

Six Trends in Benefits for 2023

1. Healthcare Affordability A healthy workforce is a primary tool for success. It drives innovation, productivity, a positive work ethic and a favorable working environment. A significant challenge has always…

Court Blocks Part of Preventive Care Mandate

On March 30 Judge Reed O’Connor of the Federal District Court for the Northern District of Texas struck down part of the Affordable Care Act preventive care mandate. The mandate…

The End of the Pandemic?

With the end of the Federal declaration of a public health emergency, some requirements for health insurers are changing. This does not mean insurers will change their policies immediately but…